What It Really Costs to Be a Diabetic

I was on a very good medical plan for about five years. All of my durable medical supplies were 100% covered. (Durable medical: supplies that help maintain your condition or administer the medicine required to take to keep you alive. So test stripes, pump supplies, etc.) My medicines were generally inexpensive in the grand scheme of things.

When I switched jobs, I knew my new medical was going to be a challenge. But I was kind of sick of my old hospital’s care, so I figured now would be a good time to switch.

My new insurance has an $1800 deductible. So that means I need to pay full price for all supplies and doctor appointments until I meet the $1800 minimum. And then after that, everything is 100% covered. I was told it was going to suck blowing through that much money to get the full coverage. Especially since I’d spend that much on a three month supply of all of my prescriptions.

Only now am I realizing the grandness of this problem. My glucagon kit, which I unwillingly filled this weekend, cost me $145. It’s a one dose medication that expires in ONE year. I most likely won’t use it. <knocks wood> But – it’s just to put my doctor and my hubby at ease in case I have a problem. Boom – $145 gone.

My test strips is another sad example. A box of 100 test strips for my machine retails for $118 at my local Target. And since I’m now testing about 6-8 times a day, that’s about $118 every 13 days or so. Yikes!

I don’t really want to think about what my pump supplies and insulin cost. Or my multiple upcoming doctor visits.

But again – after three months, I won’t have to. It just sucks right now.

On a happier note, it’s beginning to feel a bit more like winter out here, even though it’s still November. We’ve got the fire turned on most nights and it’s quite cozy. The kitties certainly have been enjoying it. I even started Christmas shopping today.

Cozy comfort

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2 thoughts on “What It Really Costs to Be a Diabetic

  1. Josh Eagleson says:

    Yikes. Last year my insurance switched my Lantus from formulary to nonformulary, luckily they still cover part of it. $80 a month for my prescription this year and it goes up to $120 next year. I get two bottles, and I think each ones full price is around $170ish. I went to a pump class and they said infusion sets cost about $20-25. Our stuff is expensive.

    • seejendance says:

      Yeah – I’m looking at alternative meters in the mean time. OneTouch, while awesome, is super pricey. I’m hoping I can find a Contour or Accucheck with cheaper strips. My novalog retails for about $110/bottle, and I go through 1.5 bottles a month.

      In the back of my mind, I know it’s temporary. But – it’s pretty lame right now.

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